Before borrowing a private loan, carefully consider your debt and repayment obligations on all loans. Determine how much you need to borrow by working out a budget for your educational costs and subtracting all of your available resources for those costs.Remember: Borrow only what you need. Private loans must be repaid in addition to any federal...

You should begin researching the various private loans available. Make sure when you consider the loan terms, you compare apples-to-apples so that you can make the most informed decision possible.For each private loan that you research, find out the following information:Interest rates: What is the interest rate on the loan? How often does it vary...

Are you a May graduate with student loans looking at six-month grace periods that are ending sometime this month? If you’ve got multiple student loans going out of grace and into repayment, you’ll soon be faced with trying to juggle multiple bills, multiple due dates, and multiple monthly payments. But you could eliminate the hassle of multiple...

Here is a simple tip how to save thousands of dollars by choosing the right college. What you need to know about financial aid BEFORE choosing a college. With the high cost of a college education, no one wants to pay more than they must. Yet thousands of families pay too much for college every year because they don’t understand the basics of financial...

Are you a student or recent graduate from college that is bogged down by a huge student loan debt? Student loan consolidation may be the answer to your troubles. Many students graduate college and find that repayment of their mountains of student loan debt is upon them too fast. Most student loans must be paid on in as little as six months after...

There are many  student loan consolidation services that can support you assemble your loans into a single one without consideration of your possessing federal student loans, such as Stafford, plus, of Federal Perkins loans or personal ones. Consequently, student loan consolidation services can result in smaller interest rates, lower monthly...

Student loan consolidation can be used by student or parent borrowers to combine their multiple education loans into one loan with one monthly payment. As any student can take either federal or private student loans, he or she can also take a federal or private consolidation loan to make the education debt more manageable. Both federal and private...